Monday, August 17, 2020

The 4 Percent Rule Is Obsolete: Follow A 0.5 Percent Safe Withdrawal Rate Instead

The 4 percent rule is outdated. It was established in 1998 when the 10-year bond yield was at ~5 percent. Of course you're never going to run out of money withdrawing at 4 percent when you can make 1 percent more risk-free! Follow the 0.5 percent rule instead for a safe withdrawal rate in retirement. Follow the times or suffer the consequences.

Read the post here.

Via Finance http://www.rssmix.com/

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